After years in the insurance industry (and after witnessing the positives and negatives of many companies), Jim and Jimy decided that opening a small, family-owned/operated agency was the best way to fight the stigma that meeting your insurance agent is like going to the dentist: not fun, but it has to be done. Lighthouse Insurance Agency, LLC was born.
We found several companies that liked what we brought to the table; more importantly, we liked what they brought to the table in terms of claims, price, service, underwriting, and overall satisfaction.
One of the main tenets that we founded Lighthouse Insurance Agency, LLC on was timely and friendly service, where you won’t feel like we are dragging our feet, or not meeting your expectations and needs. No question or concern will go unanswered.
Posted: October 2, 2024
When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...