After years in the insurance industry (and after witnessing the positives and negatives of many companies), Jim and Jimy decided that opening a small, family-owned/operated agency was the best way to fight the stigma that meeting your insurance agent is like going to the dentist: not fun, but it has to be done. Lighthouse Insurance Agency, LLC was born.
We found several companies that liked what we brought to the table; more importantly, we liked what they brought to the table, in terms of claims, price, service, underwriting, and overall satisfaction.
One of the main tenets that we founded Lighthouse Insurance Agency, LLC on was timely and friendly service, where you won’t feel like we are dragging our feet, or not meeting your expectations and needs. No question or concern will go unanswered.
We are fully licensed in Wisconsin and Illinois for property and casualty, life and health, as well as crop insurance. Every person and family should be treated well, and our aim is to do just that.
Coupling all this together, we want to make sure that you are taken care of, regardless of where you end up. We run the figures, give you the information, and you have the opportunity to say “yes” or “no.” If you doubt our resolve, give us the chance to earn your business!
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lighthouse Insurance Agency, LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.